NBT Bank is an independent, community bank headquartered in Norwich, New York. Since opening our doors in 1856, we have remained committed to providing our customers with superior banking services and helping to make the communities we serve a …In a pointed speech from the Senate floor this month, the majority leader, Chuck Schumer, called for Israel to hold a new election and for voters to oust the prime …Oswego West office is located at 30 West Utica Street, Oswego. You can also contact the bank by calling the branch phone number at 315-343-1100. NBT Bank Oswego West branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.nbtbank.com.NBT Bank's Cortland, NY branch is located at 65 Main Street. Click to get lobby and ATM hours, location information and more. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Cortland. Cortland Main Branch 65 Main Street …Nov 12, 2018 ... See how NBT Bank's Management Development Program offers visibility into the world of banking and finance, allowing you to learn the industryMortgage Loan Options. At NBT Bank, we strive to provide easy and convenient tools to educate you on the mortgage process before you purchase a home, refinance your mortgage, build or improve your home. Whether you need help choosing the right product or want to review rates, choose from the options below to get started on your mortgage …In the U.S., there are an estimated 33.2 million small businesses. Whether you’re a current business owner or are considering starting a company, having a business bank account is ...NBT Bank offers a variety of loan products to meet the specific needs of your business. Contact one of our commercial bankers today to access our team of expert banking professionals ready to support you with all of your lending needs. NBT Bank can provide the financing for your commercial real estate needs. If you need to purchase, refinance ...Loan Payment Options. If you are ready to request a payoff or you need assistance with making your payments, please call us at 800-NBT-BANK (800-628-2265) or stop in at your local NBT Bank branch. Manage your NBT Bank Personal Loan with NBT Online Banker and learn about no-fee and convenient options to pay your … NBT Bank's Pulaski, NY branch is located at 4879 N Jefferson Street. Click to get lobby and ATM hours, location information and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture Digital Banking Security for Businesses. Online and mobile capabilities have created countless new opportunities for businesses. And at NBT Bank, we're committed to helping you safely take advantage of those opportunities. You can start with a few tips and strategies on how to protect your business online and mobile devices. Click the headings ... Legal Services Support: NBT Bank. PO Box 351. Norwich, NY 13815. Fax: 607-334-2178. [email protected]. Contact us with questions about your NBT Bank business accounts, or, use our Frequently asked questions to find the answer to common questions. Features: Deposit Automation ATM, Night Deposit, Safe Deposit Boxes, Instant Issue Debit Card. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's Baldwinsville, NY branch is located at 8260 Willet Parkway. Click to get lobby and ATM hours, location information and more.In today’s digital age, online banking has become an essential part of our everyday lives. With the convenience it offers, more and more people are opting for online banking servic...If you have iStrive Checking, NBT Bank helps you check your balance anywhere at any time with Online Banking and eStatements. Online Banking allows you to view and access your account through the internet. With Online Banking you can see your deposits and withdrawals as they occur allowing you to make more timely decisions about your budget …You sign into your TCF Bank account online by going to the login page from the TCF website and entering your user credentials, explains TCF Bank. If you have not registered for an ...The NBT Bank Mobile App can help you effectively manage your finances safely and securely. The app features mobile deposit, secure customer service contact, account alerts, transaction history, the ability to make or receive payments from anyone with a bank account with Zelle ®, and more. Download Mobile App.NBT Bank is an independent, community bank based in Norwich, N.Y. We trace our roots back to 1856 when a group of business leaders in Norwich saw a need for additional banking resources in the community and came together to form a bank. We have a proud heritage of building long-term financial relationships with …NBT Bank's Potsdam, NY branch is located at 6554 State Highway 56. Click to get lobby and ATM hours, location information and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services … NBT Bank's Oakdale Commons branch is located at 625 Harry L Drive, Johnson City, NY. Click to get lobby and ATM hours, location information and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture You can have all of this at NBT Financial, a local community bank where your funds stay in your community. We are eager to help you with all of your personal deposit and loan product needs. Click below to check out a … NBT Bank's Potsdam, NY branch is located at 6554 State Highway 56. Click to get lobby and ATM hours, location information and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture Banks are required to keep records of all accounts for a minimum of 5 years by law. Some banks may keep records longer, especially if they are electronic. In the event that persona...Mar 29, 2022 · Last Updated: 03/29/2022 8:00 a.m. As we continue to navigate the ongoing impacts of COVID-19, NBT Bank remains committed to making sure that we support our customers and their banking needs safely and seamlessly. Whether you prefer to pop in to our branch lobbies with new safety protocols and enhanced cleaning, stop at one of our drive-thru or ... NBT Mobile for iPhone, iPad and Android. The NBT Financial makes banking on the go more convenient. This fast, secure, and free app allows you 24/7 access to your accounts using your existing online banking username and password. Simply download the MyNBT App from the App Store or Google Play Store and follow the enrollment process. What is the best bank in Texas? You have several good options, but it can be hard to figure out which is actually the best for you. At SmartAsset we did the work and rounded up the...Business Banking Team. We’re here to help. At NBT Bank, our team is ready to partner with you on your next big project or your day to day business needs. Reach out to your local business banker below with questions, for guidance or to get started today. General Support: 1-833-628-4BIZ (4249). Online Loan Application Check …Features: Night Deposit, Safe Deposit Boxes, Deposit Automation ATM. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's Canton, NY branch is located at 5 Park Place. Click to get lobby and ATM hours, location information and more.Step 1: Use the Internet Banking User ID during the account opening process. Step 2: Visit the Bank's website and click on the ‘New User’ tab on the top right corner. Step 3: Click on the ‘I want my Password’ button to generate your password. Step 4: Once generated, you can click on ‘Login’ to enter your User ID and Password.Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture. PERSONAL; BUSINESS; ... At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the …NBT Bank's Bainbridge, NY branch is located at 9 North Main Street. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Bainbridge. Bainbridge Branch 9 North Main Street Phone: 607-967-2551. Lobby Hours. Monday: 9:00 - 5:00: Tuesday: 9:00 - 5:00 ... Legal Services Support: NBT Bank. PO Box 351. Norwich, NY 13815. Fax: 607-334-2178. [email protected]. Contact us with questions about your NBT Bank business accounts, or, use our Frequently asked questions to find the answer to common questions. Are you a current NBT Bank mortgage customer? Learn more about managing your loan, including payment options, payoff information, service fees, and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan …Banking just got easier with NBT Bank's range of products and services! Explore all our features to help you meet your short and long-term financial goals. ... At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend …At NBT Bank, our goal is to help you reach yours. Our relationship managers provide the expert guidance and custom solutions it takes to help grow your business. ... Let our experienced commercial banking team create real opportunity for your business. Maine Team Directory. Michael O'Reilly New England Regional President & Maine Regional ... Contact us with questions about your NBT Bank accounts, or, use our Frequently asked questions to find the answer to common questions. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture Put your financial plans in motion with NBT Bank's wide range of savings products. Compare options and open an account online today. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture Most individuals and businesses today have some type of banking account. Having a trusted financial service provider is important as it is a safe place to hold and withdraw earned ...Nov 12, 2018 ... See how NBT Bank's Management Development Program offers visibility into the world of banking and finance, allowing you to learn the industryMarch 25, 2024, 6:00 a.m. ET. Hosted by Sabrina Tavernise. Featuring Anton Troianovski. Produced by Will Reid and Rachelle Bonja. Edited by Patricia Willens. … Everyday banking for your business just got better. We make applying for an NBT Bank Checking account simple, so you can focus on what matters most – your business. Below are the details of opening a basic Business Checking account online. Or, learn more about our business checking accounts with account management services. Features: Deposit Automation ATM, Night Deposit, Safe Deposit Boxes, Instant Issue Debit Card. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's Baldwinsville, NY branch is located at 8260 Willet Parkway. Click to get lobby and ATM hours, location information and more.Lenox office is located at 5910 Pa-92, Kingsley. You can also contact the bank by calling the branch phone number at 570-222-3171. NBT Bank Lenox branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.nbtbank.com.NBT Bank's Cortland, NY branch is located at 65 Main Street. Click to get lobby and ATM hours, location information and more. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Cortland. Cortland Main Branch 65 Main Street … Mail your payment to us at NBT Bank Loan Operations, P.O. Box 149, Canajoharie, N.Y. 13317. Write your loan account number in the memo line of your check. Loan Prepayment Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! Keeping your accounts safe and secure is always a top priority so each card option includes smart chip technology for added security.NBT Bank's Oswego West, NY branch is located at 30 West Utica Street. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Oswego West. Oswego West Branch 30 West Utica Street Phone: 315-343-1100. Lobby Hours. Monday: 9:00 - 4:00: …© 2024 NBT Financial Bank • Privacy policy • Member FDIC • Equal Housing LenderNBT Bank Debit Cards give you the ability to make purchases and access your account conveniently and securely at any time. The card is available to all personal checking account holders. Transactions are automatically deducted from your checking account. Make purchases wherever VISA ® is accepted. Enjoy convenient access to cash using NBT …When times are tough, food banks can be a great resource for those in need. Whether you’re looking for a meal or just some extra groceries, food banks can provide assistance. Here ...Online Banking and Mobile App Tutorials. Desktop, smart phone or tablet. Navigating our online banking platform. How to bank with us on-the-go. We Care About Your Security. Our new EMV debit cards take your account security to the next level. Shop online and in person knowing your account is secure.No monthly balance requirements. Minimum balance to open - $25 (Online) Minimum balance to open - $0 (In Branch) No monthly maintenance fee. Interest paid on balances $100 or more quarterly or monthly if through a portfolio statement in the following tiers: Tier 1 $100 - $2,499.99. Tier 2 $2,500 - $9,999.99. Tier 3 $10,000 …Oswego West office is located at 30 West Utica Street, Oswego. You can also contact the bank by calling the branch phone number at 315-343-1100. NBT Bank Oswego West branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.nbtbank.com.The account information you are about to review is a history as of the bank's most recent update. Any transactions you create during this session are pending the bank's next update and are subject to any other activity in the corresponding account. ... Online Forms. Mobile Banking Help. On-Line Banking. Secure …Banking just got easier with NBT Bank's range of products and services! Explore all our features to help you meet your short and long-term financial goals. ... At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend … Find your local NBT Bank Office address, phone number and hours, or ATM only location. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture 8:00 a.m. to 5:00 p.m. Bio. With over 24 years of banking experience and about half of those as a mortgage originator, I am ready and happy to help you with your home buying or refinance process, from beginning to end. Whether you are a first time homebuyer with a list of questions or you have done this before, I will be here for you.When you enroll in NBT Online Banker, you will be provided with a unique login ID. In order to keep a unique user name, you can update your login ID under the "Preferences" tab when you select Change Login ID. To help protect yourself, ensure that your NBT Bank login ID and password differ from those you use for other online accounts or activities.NBT Bank's Earlville, NY branch is located at 2 South Main Street. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Earlville. Earlville Branch 2 South Main Street P.O. Box 69 Phone: 315-691-2976. Lobby Hours. Monday: 9:00 - 3:00: …When times are tough, food banks can be a great resource for those in need. Whether you’re looking for a meal or just some extra groceries, food banks can provide assistance. Here ... FRAUD ALERT!! NBT Financial has been notified that scammers are posing as members of NBT’s Debit Card Fraud Department and asking customers for their online banking credentials and debit card PIN. This is a scam! Please for more information or call us at 817.759.9001 if you have any questions! NBT Bank's Oxford, NY branch is located at 10 North Canal Street. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Oxford. Oxford Branch 10 North Canal Street P.O. Box 511 Phone: 607-843-2691. Lobby Hours. Monday: 9:00 - 5:00: Tuesday: 9:00 - 5:00 ...The scammer asks for online banking credentials to make a direct deposit into the customer's account. The scammer deposits a fraudulent check and asks the applicant to purchase gift cards, wire the funds, or purchase a Western Union before they can receive the proceeds of the loan. ... At NBT Bank we value your security and strive to deliver ... NBT Bank offers a variety of checking and savings accounts to help you manage your finances and meet your goals. Learn more and open an account online today. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote ... Put your financial plans in motion with NBT Bank's wide range of savings products. Compare options and open an account online today. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services … NBT Bank's Pulaski, NY branch is located at 4879 N Jefferson Street. Click to get lobby and ATM hours, location information and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit Capture Federal Reserve Bank refers to any of the 12 branches of the Federal Reserve System overseeing the implementation of U. Federal Reserve Bank refers to any of the 12 branches of the...First – Check your email for a notification from our Personal Lending team. They will send you a decision on your application or a request for additional information. Next – Following loan approval, you will coordinate your closing method, date and time with your Personal Lending Specialist. Then – Sign your closing documents and your ...Oswego West office is located at 30 West Utica Street, Oswego. You can also contact the bank by calling the branch phone number at 315-343-1100. NBT Bank Oswego West branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.nbtbank.com.Banks are required to keep records of all accounts for a minimum of 5 years by law. Some banks may keep records longer, especially if they are electronic. In the event that persona...Finding a great bank-owned property can be a great way to get a great deal on a home. But with so many options out there, it can be difficult to know where to start. Here are some ... FRAUD ALERT!! NBT Financial has been notified that scammers are posing as members of NBT’s Debit Card Fraud Department and asking customers for their online banking credentials and debit card PIN. This is a scam! Please for more information or call us at 817.759.9001 if you have any questions! NBT Bank's Duanesbury, NY branch is located at 4957 Western Turnpike. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Duanesburg. Duanesburg Branch 4957 Western Turnpike P.O. Box 159 Phone: 518-895-2364. Lobby Hours. Monday: 9:00 - 4:00 ...Online Banking. Online Bill Pay and Voice Bill Pay. eStatements. Mobile Deposit. Mobile Banking. Person to Person Payments. Bank-to-Bank Transfers. Accessing your money …Deposit Automation ATM, Night Deposit. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's East Syracuse, NY branch is located at 6563 Weighlock Drive. Click to get lobby and ATM hours, location information and more.Sep 17, 2020 ... Setting up Face or Touch ID to access our new mobile app is quick and easy. Check out this video for step-by-step instructions.NBT Bank's Hamlin Corners, PA branch is located at 575 Easton Turnpike. ... NBT Digital Banking Forgot Password? Forgot User ID? Login Now. NEW TO NBT Digital Banking? Register Now! Personal; Locations; Hamlin Corners. Hamlin Corners Branch 575 Easton Turnpike P.O. Box 220 Phone: 570-689-0944. Lobby Hours. …Features: Night Deposit, Safe Deposit Boxes, Deposit Automation ATM. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's Canton, NY branch is located at 5 Park Place. Click to get lobby and ATM hours, location information and more.NBT Bank is an independent, community bank headquartered in Norwich, New York. Since opening our doors in 1856, we have remained committed to providing our customers with superior banking services and helping to make the communities we serve a …Lenox office is located at 5910 Pa-92, Kingsley. You can also contact the bank by calling the branch phone number at 570-222-3171. NBT Bank Lenox branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.nbtbank.com.March 21, 2024. Hosted by Sabrina Tavernise. Featuring Matt Flegenheimer. Produced by Clare Toeniskoetter , Olivia Natt , Alex Stern and Rachelle Bonja. With …Individuals can create their own bank statement by creating a spreadsheet on the computer, importing templates from online financial document centers or importing bank statement in...
Online Banking Login Enroll. Online BankingOnline Banking. At NBT, you're part of the Family! On the Go? Mobile Banking. The more convenient way to manage your money. Download the NBT Mobile App Today!. What is joggo
Weather Closings. During inclement weather, use our branch locator or the links below to locate and contact your preferred branch for the latest information on branch closings.. Last Updated: 08/14/2023, 8:00 a.m. NEW YORK PENNSYLVANIA CONNECTICUT MASSACHUSETTS MAINE NEW HAMPSHIRE VERMONT. New York … The online banking system will typically connect to or be part of the core banking system operated by a bank and is in contrast to branch banking which was the traditional way customers accessed banking services. Some of the banking transaction you can do from Online Banking are: Check your balance. Make account transfers - internal and external. Deposit Automation ATM, Night Deposit, Safe Deposit Boxes. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's Cooperstown, NY branch is located at 62 Pioneer Street. Click to get lobby and ATM hours, location information and more.Online Banking Enrollment. Please complete the information below to enroll in E-Banking. Once submitted, within 24 hours, a NBT representative will be in contact with you to provide your login information. E-Banking requests will only be processed during banking hours (Monday-Friday). ... Bank to Bank Transfer. Mobile Deposit.NBT Bank offers online banking, credit cards, home financing, and other personal banking services. Apply for a card, open an account, or find a branch near you.© 2024 NBT Financial Bank • Privacy policy • Member FDIC • Equal Housing LenderNBT Bank Mortgage Originators can help fund your construction project from start-to-finish. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit CaptureNBT Bank will not require customers to send personal information in a text message. If you receive a suspicious communication, contact that person at a number you know and trust. If you have provided any information or have any questions, please call 1-800-NBT-BANK (1-800-628-2265) immediately.Are you a current NBT Bank mortgage customer? Learn more about managing your loan, including payment options, payoff information, service fees, and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan …NBT Bank Debit Cards give you the ability to make purchases and access your account conveniently and securely at any time. The card is available to all personal checking account holders. Transactions are automatically deducted from your checking account. Make purchases wherever VISA ® is accepted. Enjoy convenient access to cash using NBT …Features: Deposit Automation ATM, Night Deposit, Safe Deposit Boxes, Instant Issue Debit Card. Member FDIC. Equal Housing Lender. NMLS ID 500501. Routing #: 021303618. NBT Bank's Oneonta, NY branch is located at One Wall Street. Click to get lobby and ATM hours, location information and more.Mortgage Loan Options. At NBT Bank, we strive to provide easy and convenient tools to educate you on the mortgage process before you purchase a home, refinance your mortgage, build or improve your home. Whether you need help choosing the right product or want to review rates, choose from the options below to get started on your mortgage …Loan Payment Options. If you are ready to request a payoff or you need assistance with making your payments, please call us at 800-NBT-BANK (800-628-2265) or stop in at your local NBT Bank branch. Manage your NBT Bank Personal Loan with NBT Online Banker and learn about no-fee and convenient options to pay your …A Perfect Fit. At NBT Wealth Management, we're here to help make it easier for individuals and organizations to manage their wealth. To do that, we focus on more than products and services - we focus on people. We want to hear about your goals, your concerns and your challenges. From there, we'll work together to determine how our guidance can ...Follow these simple steps to easily enroll in eStatements: Log in to NBT Online Banking or Mobile Banking. Select Accounts. Select eStatements. Read and accept the Online Statement Customer Agreement. Confirm or update your email address for alerts. Select the account (s) you would like to enroll. Click the Enroll …Banking Discounts – Discounted bank products and services provide added value for our employees. ... NBT Bank History. Company News. NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age ...NBT Bank's Oswego East, NY branch is located at 161 State Route 104. Click to get lobby and ATM hours, location information and more. Skip Navigation Contact us at 1 800 NBT BANK NBT Digital Banking eStatements LPL Account View Online NBT Wealth Connection NBT/Salisbury Wealth Apps NBT Retirement Plan Services Remote Deposit …Banking Discounts – Discounted bank products and services provide added value for our employees. ... NBT Bank History. Company News. NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age ....